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SHARE CERTIFICATES: Minimum opening deposit requirement for all certificates is $1000. The APY assumes principal and interest will remain on deposit for a year. A penalty will be imposed for early withdrawal.
Dividend Rates may change at any time. Certificate specials may be available, call Credit Union for details.
Share Certificate Rates IRA Certificate Rates
DIVIDEND DIVIDEND
TERM RATE APY* RATE APY*
6 Months 0.70% 0.70%
12 Months 1.00% 1.00% 1.00% 1.00%
24 Months 1.35% 1.36% 1.35% 1.36%
*APY=Annual Percentage Yield
IRAs: Individual Retirement Accounts are long-term savings programs that earn favorable, tax-deferred dividends. Every employed person may contribute up to $5,000 per year or $6000 if over 50 yrs old. Some IRA holders may deduct some or all of their contributions from income taxes. New Roth, Education, and Traditional IRAs are available.
HOLIDAY CLUB: Our popular Holiday Club is transferred to your CU savings account around October 15th, in plenty of time for holiday shopping allowing for greater flexibility to access your funds when needed.
VACATION CLUB: Our Vacation Club is an all-purpose account that permits withdrawals anytime for taxes, insurance or, yes, vacations!
CHECKING: Click to view our checking account benefits and
services.
SAVINGS BONDS: As of December 31, 2011, the US Treasury will no longer offer paper bonds through financial institutions.
See www.treasurydirect.gov for more information.
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